Terms of use

By using discoveritloans.com or submitting a request through our form, you agree to these terms of use and to our privacy policy. If you do not agree, please do not use the site. "We" and "us" mean the operator of this website.

We provide a free loan-request service that passes your request to independent lenders in our network. We are not a lender, do not make credit decisions and do not guarantee that you will receive an offer, an approval or any particular rate or term.

Any loan is a contract between you and the lender. The lender’s loan agreement, not this website, sets the terms of your loan. Information on this site, including rates, examples and guides, is general and for educational purposes; it is not an offer of credit or financial, legal or tax advice.

You must be at least 18, or the age of majority where you live, and a U.S. resident to use our request form. You agree to provide accurate, current and complete information and to submit requests only for yourself.

Providing false information, using another person’s identity or attempting to interfere with the site’s operation is prohibited. You are responsible for reviewing any loan offer carefully and for deciding whether to accept it.

By submitting a request, you agree that we and lenders in our network may contact you about your request using the email address and phone number you provide, as permitted by law. You can opt out of marketing messages at any time, as described in our privacy policy.

Lenders in our network are independent and are not our agents. We are not responsible for their decisions, offers, products, services or conduct. Links to other websites are provided for convenience, and we do not control or endorse their content.

The content and design of this site belong to us or our licensors. Discover is a trademark of its owner; we are not affiliated with, endorsed by or sponsored by Discover Bank, Discover Financial Services or Capital One. Other names and marks belong to their respective owners.

The site and service are provided "as is" and "as available". To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of accuracy, merchantability and fitness for a particular purpose. We do not warrant that the site will be uninterrupted or error-free.

To the fullest extent permitted by law, we are not liable for indirect, incidental, special or consequential damages arising from your use of the site or service, or from any lender’s loan or offer. Our total liability for any claim is limited to $100.

Florida law governs these terms, without regard to conflict-of-law rules, except where the law of your state of residence requires a different result.

We may update these terms by posting a revised version on this page. Continued use of the site after changes means you accept the updated terms.

Questions about these terms can be sent to [email protected] or by mail to 2846 Maple Parkway, Suite 444, Tallahassee, FL 32301.